KYB CHINA(2000年1月10日国务院第25次常务会议通过 2000年3月15日中华人民共和国国务院令第282号发布 自发布之日起施行)
(Adopted at the 25th Executive Meeting of the State Council on January 10, 2000, promulgated by Decree No. 282 of the State Council of the People's Republic of China on March 15, 2000, and effective as of the date of promulgation.)
为了健全国有重点金融机构监督机制，加强对国有重点金融机构的监督，根据《中华人民共和国商业银行法》、《中华人民共和国保险法》等有关法律的规定，制定本条例。
These Regulations are formulated in accordance with the provisions of the Law of the People's Republic of China on Commercial Banks, the Insurance Law of the People's Republic of China, and other relevant laws, with a view to improving the supervision mechanism for key state-owned financial institutions and strengthening the supervision over key state-owned financial institutions.
本条例所称国有重点金融机构，是指国务院派出监事会的国有政策性银行、商业银行、金融资产管理公司、证券公司、保险公司等(以下简称国有金融机构)。
The term "key state-owned financial institutions" as used in these Regulations refers to state-owned policy banks, commercial banks, financial asset management companies, securities companies, insurance companies, etc., to which the State Council dispatches boards of supervisors (hereinafter referred to as state-owned financial institutions).
国务院派出监事会的国有金融机构名单，由国有金融机构监事会管理机构(以下简称监事会管理机构)提出建议，报国务院决定。
The list of state-owned financial institutions to which the State Council dispatches boards of supervisors shall be proposed by the administrative organ for boards of supervisors of state-owned financial institutions (hereinafter referred to as the administrative organ for boards of supervisors) and submitted to the State Council for decision.
国有金融机构监事会(以下简称监事会)由国务院派出，对国务院负责，代表国家对国有金融机构的资产质量及国有资产保值增值状况实施监督。
The board of supervisors of a state-owned financial institution (hereinafter referred to as the board of supervisors) is dispatched by the State Council, is responsible to the State Council, and exercises supervision on behalf of the state over the asset quality and the preservation and appreciation of state-owned assets of the state-owned financial institution.
监事会的日常管理工作由监事会管理机构负责。
The routine management of the board of supervisors shall be the responsibility of the administrative organ for boards of supervisors.
监事会以财务监督为核心，根据有关法律、行政法规和财政部的有关规定，对国有金融机构的财务活动及董事、行长(经理)等主要负责人的经营管理行为进行监督，确保国有资产及其权益不受侵犯。
The board of supervisors shall take financial supervision as the core, and in accordance with relevant laws, administrative regulations, and relevant provisions of the Ministry of Finance, supervise the financial activities of the state-owned financial institution and the operational management behaviors of its directors, president (manager), and other principal responsible persons, so as to ensure that state-owned assets and their rights and interests are not infringed upon.
监事会与国有金融机构是监督与被监督的关系，不参与、不干预国有金融机构的经营决策和经营管理活动。
The relationship between the board of supervisors and the state-owned financial institution is one of supervision and being supervised; the board of supervisors shall not participate in or interfere with the operational decisions and operational management activities of the state-owned financial institution.
监事会履行下列职责：
The board of supervisors shall perform the following duties:
(一)检查国有金融机构贯彻执行国家有关金融、经济的法律、行政法规和规章制度的情况；
(1) To inspect the implementation of the state's financial and economic laws, administrative regulations, and rules by the state-owned financial institution;
(二)检查国有金融机构的财务，查阅其财务会计资料及与其经营管理活动有关的其他资料，验证其财务报告、资金营运报告的真实性、合法性；
(2) To inspect the financial affairs of the state-owned financial institution, examine its financial accounting materials and other materials related to its operational management activities, and verify the authenticity and legality of its financial reports and capital operation reports;
(三)检查国有金融机构的经营效益、利润分配、国有资产保值增值、资金营运等情况；
(3) To inspect the operational efficiency, profit distribution, preservation and appreciation of state-owned assets, capital operation, etc. of the state-owned financial institution;
(四)检查国有金融机构的董事、行长(经理)等主要负责人的经营行为，并对其经营管理业绩进行评价，提出奖惩、任免建议。
(4) To inspect the operational behaviors of the directors, president (manager), and other principal responsible persons of the state-owned financial institution, evaluate their operational management performance, and propose suggestions for rewards, punishments, appointment, and removal.
监事会一般每年对国有金融机构定期检查两次，并可以根据实际需要不定期地对国有金融机构进行专项检查。
The board of supervisors shall generally conduct regular inspections of the state-owned financial institution twice a year, and may also conduct special inspections of the state-owned financial institution from time to time as needed.
监事会开展监督检查，可以采取下列方式：
The board of supervisors may adopt the following methods in conducting supervision and inspection:
(一)听取国有金融机构主要负责人有关财务、资金状况和经营管理情况的汇报，在国有金融机构召开有关监督检查事项的会议；
(1) To hear reports from the principal responsible persons of the state-owned financial institution on financial and capital conditions and operational management, and convene meetings on matters related to supervision and inspection at the state-owned financial institution;
(二)查阅国有金融机构的财务报告、会计凭证、会计账簿等财务会计资料以及与经营管理活动有关的其他资料；
(2) To examine the financial reports, accounting vouchers, accounting books, and other financial accounting materials of the state-owned financial institution, as well as other materials related to its operational management activities;
(三)核查国有金融机构的财务、资金状况，向职工了解情况、听取意见，必要时要求国有金融机构主要负责人作出说明；
(3) To verify the financial and capital conditions of the state-owned financial institution, inquire about the situation and solicit opinions from employees, and when necessary, require the principal responsible persons of the state-owned financial institution to provide explanations;
(四)向财政、工商、税务、审计、金融监管等有关部门调查了解国有金融机构的财务状况和经营管理情况。
(4) To investigate and understand the financial condition and operational management of the state-owned financial institution from relevant departments such as finance, industry and commerce, taxation, audit, and financial regulatory authorities.
监事会主席根据监督检查的需要，可以列席或者委派监事会其他成员列席国有金融机构董事会会议和其他有关会议。
The chairperson of the board of supervisors may, as needed for supervision and inspection, attend or appoint other members of the board of supervisors to attend board meetings and other relevant meetings of the state-owned financial institution.
监事会指导国有金融机构的内部审计、稽核、监察等内部监督部门的工作，国有金融机构内部监督部门应当协助监事会履行监督检查职责。
The board of supervisors shall guide the work of the internal supervision departments of the state-owned financial institution, such as internal audit, inspection, and supervision; the internal supervision departments of the state-owned financial institution shall assist the board of supervisors in performing its supervision and inspection duties.
监事会每次对国有金融机构进行检查后，应当及时作出检查报告。
After each inspection of the state-owned financial institution, the board of supervisors shall promptly prepare an inspection report.
检查报告的内容包括：财务、资金分析以及经营管理评价；主要负责人的经营管理业绩评价以及奖惩、任免建议；存在问题的处理建议；国务院要求报告或者监事会认为需要报告的其他事项。
The content of the inspection report shall include: financial and capital analysis and operational management evaluation; evaluation of the operational management performance of the principal responsible persons and suggestions for rewards, punishments, appointment, and removal; suggestions for handling existing problems; and other matters that the State Council requires to be reported or that the board of supervisors deems necessary to report.
监事会不得向国有金融机构透露前款所列检查报告内容。
The board of supervisors shall not disclose the content of the inspection report referred to in the preceding paragraph to the state-owned financial institution.
检查报告经监事会成员审核，并征求有关部门意见后，由监事会主席签署，经监事会管理机构报国务院。
After being reviewed by the members of the board of supervisors and after soliciting opinions from relevant departments, the inspection report shall be signed by the chairperson of the board of supervisors and submitted to the State Council through the administrative organ for boards of supervisors.
监事会成员对检查报告有原则性不同意见的，应当在检查报告中说明。
If a board member has a principled disagreement with the inspection report, it shall be noted in the report.
监事会在监督检查中发现国有金融机构的经营行为有可能危及金融安全、造成国有资产流失或者侵害国有资产所有者权益以及监事会认为应当立即报告的其他紧急情况，应当及时向监事会管理机构提出专项报告，也可以直接向国务院报告。
If during supervision and inspection, the board of supervisors discovers that the business conduct of a state-owned financial institution may endanger financial security, cause loss of state-owned assets, or infringe upon the rights and interests of state-owned asset owners, as well as other emergency situations that the board believes should be reported immediately, it shall promptly submit a special report to the board of supervisors' administrative body, and may also directly report to the State Council.
国有金融机构应当定期、如实向监事会报送财务报告、资金营运报告，并及时报告重大业务经营活动情况，不得拒绝、隐匿、伪报。
State-owned financial institutions shall regularly and truthfully submit financial reports and capital operation reports to the board of supervisors, and promptly report major business activities; they shall not refuse, conceal, or falsify reports.
监事会根据对国有金融机构进行监督检查的情况，可以建议国务院责成审计署和财政部、中国人民银行、中国证券监督管理委员会、中国保险监督管理委员会依据各自的职权依法对国有金融机构进行审计或者检查。
Based on the supervision and inspection of state-owned financial institutions, the board of supervisors may recommend that the State Council instruct the National Audit Office, the Ministry of Finance, the People's Bank of China, the China Securities Regulatory Commission, and the China Insurance Regulatory Commission to conduct audits or inspections of state-owned financial institutions in accordance with their respective functions and powers.
监事会应当加强同财政部、中国人民银行、中国证券监督管理委员会、中国保险监督管理委员会的联系，相互通报有关情况。
The board of supervisors shall strengthen communication with the Ministry of Finance, the People's Bank of China, the China Securities Regulatory Commission, and the China Insurance Regulatory Commission, and exchange relevant information.
监事会由主席一人、监事若干人组成。
The board of supervisors shall consist of one chairperson and several supervisors.
监事分为专职监事与兼职监事：从有关部门和单位选任的监事，为专职；监事会中财政部和中国人民银行、中国证券监督管理委员会、中国保险监督管理委员会等派出代表担任的监事，监事会管理机构聘请的经过资格认证的专业会计公司的专家和国有金融机构工作人员的代表担任的监事，为兼职。
Supervisors are divided into full-time and part-time supervisors: those selected from relevant departments and units are full-time; supervisors appointed as representatives from the Ministry of Finance, the People's Bank of China, the China Securities Regulatory Commission, and the China Insurance Regulatory Commission, experts from professional accounting firms hired by the board of supervisors' administrative body after qualification certification, and representatives of employees of state-owned financial institutions are part-time.
监事会可以聘请必要的工作人员。
The board of supervisors may hire necessary staff.
监事会主席人选按照规定程序确定，由国务院任命。监事会主席由副部级国家工作人员担任，为专职，年龄一般在60周岁以下。
The chairperson of the board of supervisors shall be selected according to prescribed procedures and appointed by the State Council. The chairperson shall be a full-time national staff member at the vice-ministerial level, generally under 60 years of age.
专职监事由监事会管理机构任命。专职监事由司(局)、处级国家工作人员担任，年龄一般在55周岁以下。
Full-time supervisors shall be appointed by the board of supervisors' administrative body. Full-time supervisors shall be national staff members at the department (bureau) or division level, generally under 55 years of age.
监事会成员每届任期3年，其中监事会主席和专职监事、派出监事不得在同一国有金融机构监事会连任。
The term of office for board members is three years, and the chairperson, full-time supervisors, and dispatched supervisors shall not serve consecutive terms on the board of supervisors of the same state-owned financial institution.
监事会主席应当具有较高的政策水平，坚持原则，廉洁自持，熟悉金融工作或者经济工作。
The chairperson of the board of supervisors shall have a high level of policy awareness, adhere to principles, be honest and self-disciplined, and be familiar with financial or economic work.
监事会主席履行下列职责：
The chairperson of the board of supervisors shall perform the following duties:
(一)召集、主持监事会会议；
(1) Convene and preside over meetings of the board of supervisors;
(二)负责监事会的日常工作；
(2) Be responsible for the daily work of the board of supervisors;
(三)审定、签署监事会的报告和其他主要文件；
(3) Review and sign reports and other major documents of the board of supervisors;
(四)应当由监事会主席履行的其他职责。
(4) Perform other duties that should be performed by the chairperson.
监事应当具备下列条件：
Supervisors shall meet the following conditions:
(一)熟悉并能贯彻执行国家有关金融、经济的法律、行政法规和规章制度；
(1) Be familiar with and able to implement national financial and economic laws, administrative regulations, and rules;
(二)具有财务、金融、审计或者宏观经济等方面的专业知识，比较熟悉金融机构经营管理工作；
(2) Have professional knowledge in finance, financial management, auditing, or macroeconomics, and be relatively familiar with the operation and management of financial institutions;
(三)坚持原则，廉洁自持，忠于职守；
(3) Adhere to principles, be honest and self-disciplined, and be dedicated to their duties;
(四)具有较强的综合分析和判断能力，并具备独立工作能力。
(4) Have strong comprehensive analysis and judgment abilities, and possess the ability to work independently.
监事会主席和专职监事、派出监事、专家监事实行回避原则，不得在其曾经工作过的或者其近亲属担任高级管理职务的国有金融机构的监事会中任职。
The chairperson, full-time supervisors, dispatched supervisors, and expert supervisors shall observe the avoidance principle and shall not serve on the board of supervisors of a state-owned financial institution where they previously worked or where their close relatives hold senior management positions.
监事会开展监督检查工作所需费用由国家财政拨付，由监事会管理机构统一列支。
Expenses required for the board of supervisors to carry out supervision and inspection work shall be allocated by the state finance and uniformly disbursed by the board of supervisors' administrative body.
监事会成员不得接受国有金融机构的任何馈赠，不得参加国有金融机构安排、组织或者支付费用的宴请、娱乐、旅游、出访等活动，不得在国有金融机构中为自己、亲友或者其他人谋取私利。
Board members shall not accept any gifts from state-owned financial institutions, shall not participate in banquets, entertainment, tours, visits, or other activities arranged, organized, or paid for by state-owned financial institutions, and shall not seek personal gain for themselves, relatives, or others in state-owned financial institutions.
监事会主席和专职监事、派出监事、专家监事不得接受国有金融机构的任何报酬或者福利待遇，不得在国有金融机构报销任何费用。
The chairperson and full-time supervisors, dispatched supervisors, and expert supervisors of the board of supervisors shall not accept any remuneration or welfare benefits from state-owned financial institutions, nor shall they reimburse any expenses from state-owned financial institutions.
监事会成员必须对检查报告内容保密，并不得泄露国有金融机构的商业秘密。
Members of the board of supervisors must keep the contents of inspection reports confidential and shall not disclose the trade secrets of state-owned financial institutions.
监事会成员在监督检查工作中成绩突出，为维护国家利益做出重要贡献的，给予奖励。
Members of the board of supervisors who achieve outstanding results in supervision and inspection work and make important contributions to safeguarding national interests shall be rewarded.
监事会成员有下列行为之一的，依法给予行政处分或者纪律处分；构成犯罪的，依法追究刑事责任：
If a member of the board of supervisors commits any of the following acts, administrative or disciplinary sanctions shall be imposed according to law; if a crime is constituted, criminal liability shall be pursued according to law:
(一)对国有金融机构的重大违法违纪问题隐匿不报或者严重失职的；
(1) Concealing or failing to report major illegal or disciplinary violations of state-owned financial institutions, or being seriously derelict in duty;
(二)与国有金融机构串通编造虚假报告的；
(2) Colluding with state-owned financial institutions to fabricate false reports;
(三)有违反本条例第二十一条、第二十二条所列行为的。
(3) Engaging in acts listed in Articles 21 and 22 of these Regulations.
国有金融机构有下列行为之一的，对直接负责的主管人员和其他直接责任人员依法给予纪律处分，直至撤销职务；构成犯罪的，依法追究刑事责任：
If a state-owned financial institution commits any of the following acts, the directly responsible persons in charge and other directly responsible persons shall be given disciplinary sanctions according to law, up to removal from office; if a crime is constituted, criminal liability shall be pursued according to law:
(一)拒绝、阻碍监事会依法履行职责的；
(1) Refusing or obstructing the board of supervisors from performing their duties according to law;
(二)拒绝、无故拖延向监事会提供财务状况和经营管理情况等有关资料的；
(2) Refusing or unreasonably delaying the provision of financial status, operation and management information, and other relevant materials to the board of supervisors;
(三)隐匿、伪报有关资料的；
(3) Concealing or falsifying relevant materials;
(四)有阻碍监事会监督检查的其他行为的。
(4) Engaging in other acts that obstruct the supervision and inspection of the board of supervisors.
国有金融机构发现监事会成员有违反本条例第二十一条、第二十二条所列行为时，有权向监事会管理机构报告，也可以直接向国务院报告。
If a state-owned financial institution discovers that a member of the board of supervisors has engaged in acts listed in Articles 21 and 22 of these Regulations, it has the right to report to the supervisory authority of the board of supervisors, and may also directly report to the State Council.
本条例自发布之日起施行。1997年10月20日国务院批准、1997年11月12日中国人民银行发布的《国有独资商业银行监事会暂行规定》同时废止。
These Regulations shall come into effect on the date of promulgation. The Interim Provisions on the Board of Supervisors of Wholly State-owned Commercial Banks, approved by the State Council on October 20, 1997, and promulgated by the People's Bank of China on November 12, 1997, shall be simultaneously abolished.